No, I’m not saying that you’re walking around town with a steal me sign on your handbag, purse or wallet but this type of theft is a common crime, not just in the United States, but worldwide. Also, you may lose your wallet on your own, like I did a few years ago, only to get a call from a police officer a couple days later who told me that a criminal had found it and was driving around with my wallet in his car. Due to that lucky traffic stop, I did not become a victim of identity theft, but millions of Americans are not so lucky so it’s best to be prepared.
After you have done major bank comparisons and settled on the bank that is right for you, open an account. There are several different types of accounts that you can open, such as savings, checking, loan, or cash deposit. It will simply depend on what your current needs are. When you open the account, there are a variety of different documents that the bank will ask for, such as your current driver’s license and your social security card replacement. If you are opening an account with a brick and mortar style bank you may need to actually visit a branch to complete your account; however, if you are opening an account with an online bank, all of the necessary forms will be online.
Don’t give personal information out to callers. Even if a call from your bank of financial institution seems legitimate, don’t give them information. Find out the reason for the call and what company they represent and then call them back on a number you know is legitimate to give them information.
If you will be needing a new driver’s license then you social security card replacement need to call the department of motor vehicles ahead of time to find out what documents you will be requiring to certify the validity of your new name.
Avoid hassles entering and leaving foreign countries. Well in advance of your trip, make sure your passport is still good and all your travel documents are up-to-date. Check with the embassy of your destination country to find out what is required to enter and leave a country and be sure you have everything in order before you embark.
So you will pay 160 bucks every month on the second highest card which will be like making two monthly payments instead of one. So, that account will be paid off in essentially half the time it would normally take! See how this works?
Another entry that we want you to be aware of on your credit reports are items that truly do not belong to you. There are many cases where the same name or similar names cause information to be entered into the wrong files. Sometimes this can be disastrous when applying for a loan. The underwriter, banker or lender ONLY has the information that is front of them.
A survival bag is a necessity to keep you and your family safe during an extended power outage or natural disaster. This bag can be a link to your safety and survival in a hard situation. Be sure to keep it where you can get to it fast and take it with you if needed.